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Securities offered through Equitable Advisors (NY, NY 212-314-4600), member FINRA, SIPC. Investment advisory products and services offered through Equitable Advisors, an investment advisor registered with the SEC.  Annuity and insurance products offered through Equitable Network, LLC.  Please be advised that this document is not intended as legal or tax advice.  Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.  The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.  We cannot guarantee future financial results.  All Investments have risk, and may lose value.  Equitable Network, LLC, they have access to insurance and annuity products from Equitable Life Insurance Company (Equitable) and from various unaffiliated carriers.  This network provides a variety of options to Financial Professionals and their clients.  All insurance guarantees are based on the claims-paying ability of the issuing firm.  AGE142798(1/19)(Exp.1/21)